When you receive an offer for a Visa card, it’s important to be skeptical. Fraudsters often impersonate Visa to deceive individuals into revealing personal data. To distinguish a legitimate offer, first check who contacted you. Legitimate Visa card solicitations come from your financial institution or a trusted bank, not through unknown digital sources.

Do not respond to unexpected requests that request your government ID number, bank account information, or any upfront fee to unlock your card. Real Visa offers never require advance payments. If you’re asked to pay a processing fee, a membership fee, or any additional expense, it’s almost certainly a scam.

Avoid any deals that guarantee instant approval or provide extravagant spending limits with no verification of your credit history. These are major خرید ویزا کارت red flags.

Carefully inspect the web address. Scammers design fake websites that appear authentic but use misspelled domains. Navigate to the verified site by hand instead of clicking links in emails. If you’re uncertain, call the customer service number on the back of your existing card or go directly to visa.com to verify its legitimacy.

A hallmark of a real offer is customized information. Legitimate issuers address you by your full name and can reference your prior banking history. Impersonal salutations such as "Dear Customer" are common in scams. Ensure high-quality formatting, correct grammar, and official, high-resolution logos. Misspelled words and blurry logos are clear red flags.

If you think the offer is fake, notify Visa’s fraud department and your local consumer protection agency. Do not engage in any way, click on any links, or provide any data. If anything feels suspicious, reach out to your financial institution you have on file. Staying informed and cautious is your primary safeguard against financial scams.